Free Resources About Business Finance

To use, please right click each of them as needed and select "print", "save as" or "save target as" to your computer.

Industry Ratios

   IFE report efficiency ratios

   IFE report – Typical Margins

   IFE report – Liquidity ratios

   IFE report – retail gross and operating margins

   IFE report – retail inventory turnover

Financial Glossary

Glossary of Business Financial Terms   Glossary of Retail and Financial Terms

Helpful Financial Analysis Spreadsheets

   Loan Payment Spreadsheet

   Amortization Spreadsheet

   NPV and IRR Speadsheets

Additional Articles

Glossary of Business Financial Terms  "Tying Financial Statements Together"

Glossary of Business Financial Terms   "Analyzing Trends"

Glossary of Business Financial Terms   "Analyzing Sensitivity"

Creating a Business Plan

   Typical Business Plan Elements.doc

Accounting Software

Useful Accounting Software Reviews

Sage Peachtree Complete Accounting

Sage Peachtree Complete Accounting 2011 is designed for owners and managers of service- or product-oriented small businesses who need robust accounting functionality plus in-depth analysis. It offers user-friendly tools, multiple Help options, and advanced capabilities, including 100+ customizable business reports, time and billing, job costing, advanced inventory, and audit trails. Sage Peachtree Complete Accounting 2011 makes it easy to upgrade your accounting system to meet the needs of your expanding business. It has a multi-user option* for improved productivity.
Sage Peachtree Complete Accounting 2011 enables fast start-up, check writing, invoicing, purchasing, bank reconciliation, project tracking, in-depth inventory, payroll*, time and billing, audit trails, screen-level security, and more. It’s ideal for people who want to achieve better business results through accurate accounting and business controls. All first-time Sage Peachtree customers receive 30 days of free support*, 30 days of free online training*, and a no-risk, 60-day, money-back guarantee, which guarantees satisfaction or refund of purchase price less any rebates paid. In the event you need a more robust solution to handle such needs as company consolidation, compensation management and advanced budgeting, please consider Sage Peachtree Premium Accounting 2011.


QuickBooks Pro Accounting Software

QuickBooks Pro helps you manage your business better, organize your finances, and create instant reports.  Easy to set up, easy to learn, easy to use--pick up new skills at your own pace with the built-in Learning Center. Organize your finances all in one place--key business tasks are grouped logically so you know what to do next. Manage customer, vendor, and employee data in one place--manage data easily, with quick access to related transactions. New tools and features that give you faster access to the information you need and make your everyday tasks more efficient



Manage and grow your investments. Organizes all your accounts in one place. Automatically categorizes expenses so you can see where you’re spending. Helps you create a custom budget and tracks your progress against it. Shows your returns over time and compares to the market. Analyzes your portfolio so you can measure against your goals.



Bookkeeper enables you to organize and manage your daily accounting tasks from one screen. Easily write checks, pay bills, process payroll, invoice customers, track receivables, prepare for taxes, process credit cards, manage inventory, generate reports, and more. Bookkeeper gives you all the tools you’ll ever need at an affordable price.



Managing your businesses finances can be difficult in any circumstance, but it doesn’t have to be. With AccountEdge by Acclivity, small business owners with little accounting experience can manage their accounts, create invoices, manage payroll and organize contacts.


CYMA Accounting for Windows

CYMA offers sophisticated Accounting Software solutions for medium sized businesses and nonprofit organizations. CYMA is installed at over 5000 locations nationwide at some organizations as small as 20 employees and others as large as 1000. CYMA Accounting Software is robust but easy to navigate. CYMA Payroll Software features quick entry payroll and is the only in-house payroll software solution that supports Social Security Number encryption.